As a service to our patients, we will file any insurance that you may have except for an HMO plan.
Our office is an in-network provider with the following insurance companies: Aetna PPO, Cigna PPO, Delta Dental PPO (premier level), Metlife PPO, Ameritas Life Insurance Corp. and Ameritas Life Insurance Corp. of New York PPO, Standard Insurance Company and The Standard Life Insurance Company of New York PPO, Reliance Standard Life Insurance Company and First Standard Life Insurance Company PPO and Physicians Mutual Insurance Company PPO.
Typically, a dental benefit plan is a contract between your employer and an insurance company. If we are in your plan network we should be able to obtain the particulars about your plan. If we are an out-of-network provider, we ask that you provide us with your plan benefits. There are many ways in which plans are designed and how reimbursement levels are determined. You need to know how your dental plan is designed and its limitations such as your deductible and calendar year maximum. Dental plans are only designed to share in your dental care cost. Most plans cover between 50-80 percent of dental services.
We are committed to working with you to optimize your insurance benefits and maximize your reimbursement. We will make every attempt to attain reimbursement from your insurance provider but sometimes that requires your help. Please be sure to always provide us with your most accurate and up to date insurance information to assist in this process. If no payment is received from your insurance company after 60 days from the date of service, it will be your responsibility to contact your insurance company to assist in settling the claim. Ultimately, you are financially responsible for all fees charged to your account by our office regardless of insurance coverage.
Payment Options: For your convenience, we accept cash, personal checks, money orders and most major credit cards. Payment is expected at the time services are performed unless the services rendered are being submitted to an insurance provider that directly reimburses our office. When more extensive dental work is necessary, financial arrangements can be made with our office for extended payment plans. Please call and speak to our qualified staff. We are always here to help.